Here's twelve variety of ways to save you some serious money

• Step 1: Stop buying overpriced shirts from brands such as Abercrombie & Fitch.

• If you have to buy clothes, it's understandable to want to look elegant, nice, etc. But there’s places that sell the same brands for cheaper. Shop at stores like Marshall's and Ross instead.

• These stores sell discounts for the same brand name clothes, so for ex. a medium size Polo Rauph Lauren collared shirt can sell for $20 at Ross in January compared to buying it at $60 in the actual store in the mall.

• Also, you can purchase cheaper & better shirts online through websites such as Redbubble and American Apperal. These are clothing websites allow the artist to throw their own designs on shirts.

• Step 2. Stop leaving the house with the air turned on.

• A lot of people who live in apartments be paying way too much for the air conditioning. You can buy a heater or a fan at wal mart for cheaper price and still be comfortable. It’s just ridiculous how good air conditioning is wasted. y’all better get used to heat.

• Step 3. Stop leaving cables in the electrical sockets.

• Everytime you leave them in its a little extra cash being taken out of yo bank account or wallet.

• Step 4. Stop living a "check to check" mentality.

• Every time you get paid, you need to write down what your needs are and what your wants are.

• Step 5: Stop going out eating at expensive restaurants or going out just spending money like a fool when you know you need to be saving up.

• Start being smart when you order food or go out to eat. Sometimes, there'll be lowered prices on certain meals and separate order. So stop going out to eat when you can just start cooking.
• Start looking up information on how to make meals and use your own natural talents that God’s blessed us with and start cooking your own meals.
• Take for example something basic like Maruchan soup, instant soup right? You can buy a whole pack of that for only $8 bucks at Wal-Mart or Target or something and your good for the whole week. Just buy some vegetables, get some chicken so you aren't just eating a bunch of ramen noodles, and then add some spices, buy an avocado, get a cutting machine, and you’re good to go.
• You can make fun and healthy tuna salad in 10 minutes. Literally $5 for like 2 cans, and I’ll be full if I just buy $10 worth of vegetables and some Ritz crackers. And here’s the thing, I may just spend $20 and have some left over for the next day or the afternoon, and when you go out to eat at McDonald’s what do you get, unfresh fast food & then you be spending like $30 cuz of all the drinks and extra.

• Step 6. Stop hooking up with these no good boys and girls who aren't smart in their financial decisions.
• You people need to just test the woman or test the man before you claim things are serious. You need to test her and see if she can go with $20 throughout the whole day without spending it. Believe me a lot of people fail this test
• You don't want to hook up with someone who not about they business. Dates are expensive.

• Step 7. Don’t buy useless snacks with GMO ingredients and stop spending so much on chips and extra food you don’t even need.
• If it's junk food, chances are that you spend a little extra on nothing. For ex. Doritos come about $3 for a whole bag right ? Well at first glance that isn't so bad but eventually you end up paying another $4 when you go buy chocolate cake. Then you want a soda? That'll be $5 for a 12 pack. You want your nutella? That's an extra $2. It's just a system that keeps adding up to whereas if you had excluded all junk food and only kept real food, you would have probably saved $20 - $30.
• Doritos which cost a total of $15 dollars every time you go to the grocery store, lets say you go every 2 weeks to the grocery store, then you’re practically going to the grocery store 26 times a year because there’s 52 weeks in a year. So every year you’re spending like $390 on chips? On just chips too, imagine all the other stuff you could just cut out of your diet and how much money you’d save? Take for example ice cream, what if you get ice cream every 6 weeks? Ice cream total would cost about $12. So 52 divided by 6 is 9 which multiplied by 12 equals $104 dollars on ice cream a year. Add that with chips and you’re spending $494 a year!! dang man and you've been buying this stuff for years. So I estimate the last 5 years you've been wasting $2,470 total for some chips and ice cream? Come on y’all lets be honest you don’t need that every day to survive. Now don’t get me wrong, that doesn't mean you can’t enjoy yourself some good candy or go to an ice cream shop with you girlfriend or boyfriend and enjoy it but you people know that if you do the math you can save way more cash.

• Step 8: Stop listening to scams for donations from Celebrities or the government, or scams on saving money

• Programs like that don’t even help you in the end just based off the fact that the owners already have millions of dollars. and rather trick you into being a fool and buying into their deception. 
• Mega preachers like T.D. Jakes, Paula White, and Joel Olsteen have the millions of dollars in their bank accounts, so why don’t they donate? It’s not a coincidence that they’ll probably donate only 20% of the money the people gave them, and then where does the 80% of it goes?
• In the year 2012, the world spent $1735 million on Wars. If the government officials used about $135 million, we could eradicate poverty. So why do they still ask us to donate to their cause as if they didn't have anything in their bank accounts that they practically own...
• Spend more time on making money instead of donating it, so when you do become successful then you can donate. We have to pay our bills on time.

• Step 9. Stop chasing after the latest model of everything

• The media promotes this blatantly. Get the new iPhone 6, get the new Android. New television, why? Because they are sucking all your cash.
• It is a waste of God’s time & a waste of your money you could been using to pay bills & get by in life.

• Step 10. Start walking outside more, buy yourself a bike & start using the car way less.

• I think if you buy like a used bike, you can really start saving up some cash instead of having to spend on gas money when you know you can just walk like a couple of blocks down to the store.